Nose Surgery (Rhinoplasty)

Will Insurance Cover Your Rhinoplasty?


Our faces are the first thing people look at when they see us, so it naturally follows that we want to keep it looking as good as we can. Part of this involves one of the most central features of our face: the nose!

However, not all of us were blessed with the perfect proportions that go into an attractive nose. For those of us with those unfortunate bumps or asymmetrical nose shapes that throw off our facial features, rhinoplasty can help restore harmonious balance. Yet, rhinoplasty can also be performed for other reasons besides aesthetics. Could your insurance provider chip in to cover your nose surgery?

Is It Medically Necessary?

The biggest determining factor of whether your insurance will step up to help with rhinoplasty costs is whether you have a medical need for the procedure.

Some folks have a nose shape that makes breathing difficult or obstructs their airways. This can cause health issues such as sleep apnea and certainly lowers quality of life. An exam and documented history of health issues related to your nasal structure are typically needed to convince your insurance company that nose surgery is a must. From there, as long as you have a doctor’s recommendation for a medically necessary nose job, insurance companies are usually willing to pay up.

However, if you’re one of the many that want a nose job for cosmetic reasons only, you’re likely out of luck as far as insurance coverage goes. Elective cosmetic procedures aren’t considered medically necessary, so you’ll have a hard time trying to get your insurance to contribute.

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August 27, 2015
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